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Heartbeat: Insurance-Guide

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Archive - Jul 29, 2008

Date

Home Owners Insurance: The Things You Need To Know

It is a sad fact of life that accidents happen and often things are stolen from your home but by starting a home insurance plan, personal possessions can be replaced after events of this nature. For people that rent, this is generally ...

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The Oshkosh Spectacle Is On!

Oshkosh is wall to wall private pilots this week. It’s a week long fest of vintage plane, shows, and even the much anticipated Martin Jetpack kicking things off with it’s first public flight.

Life insurance will be well represented I’m sure, but before you buy into the best rates coming from those agencies, bring their information home, shop and compare. Just because you are a private pilot doesn’t mean that an agency that specializes in pilots can necessarily find you the best deal. It’s important to remember that your life insurance risk isn’t just measured by one thing, but by a combination of health, family history, hobbies and even foreign travel.

The Pilot Insurance Center is generally well represented in Oshkosh, and to their credit they’ve done a fine job for a thousands of pilots over the years. But even PIC isn’t always the source for the best rates available. A second opinion could put money back in your fuel jar.  read more »

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Sector Snap: Insurance stocks mostly rise (AP)

Insurance company stocks mostly rose Tuesday, as investors responded to a fairly positive second-quarter report from Safeco Corp. and awaited reports from other insurance companies after the close of regular trading.

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Melanoma Stage And Grade Make Huge Difference In Life Insurance Rates!

Skin cancer is the most common cancer among both men and women in the US. Life insurance underwriters have shown a lot of movement on their underwriting guidelines for skin cancer over the past several years. Unfortunately, until recently, it didn’t seem to be in any clear direction.

Probably the best news has been in the risk evaluation of low stage melanoma. Melanoma is the least common skin cancer but accounts for 75% of skin cancer deaths. But, what we’ve seen recently especially in stage 1 and 2 melanoma , is a tendency to get back to standard rates quicker after surgical removal of the cancer. While higher stages may incur a flat extra for a longer period, lower stages can generally be seen within a year with no recurrence.  read more »

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N.Y. announces settlement of 'drug switching' case

NEW YORK (Reuters)Pharmacy benefits manager Express Scripts Inc. and CIGNA Corp.'s CIGNA Life Insurance Co. have agreed to pay a combined $27 million to settle a lawsuit filed by New York state over alleged "drug switching," state officials said Tuesday. New York Attorney General Andrew Cuomo'

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John Hancock Introduces New Protection UL-G (PR Newswire)

John Hancock Life Insurance today announced the launch of its new Protection UL-G product. The product includes a Cash Value Advantage rider, a new fixed loan rate, and reductions in limited period guarantee premiums, making the product more versatile and competitive than ever, said Steve Finch, President, John Hancock Life Insurance.

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Editorials Discuss Massachusetts Governor's Plan For Addressing Health Insurance Law Budget Shortfall

Two newspapers recently published editorials discussing a plan by Massachusetts Gov. Deval Patrick (D) that would require businesses, health care providers and insurers to contribute more to the state's health insurance law. Summaries appear below.

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Texas Verification Program Finds High Numbers of Uninsured Drivers

Texas troopers have stopped more than 5,000 vehicles in their testing phase of the state's Auto Insurance Verification Program (TexasSure) and thus far, the program has worked flawlessly, the Insuranc

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Home insurance warning for students

Home insurance warning for students

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Nationwide Financial(R) Unveils New YourLife(SM) Accumulation Variable Universal Life Product

COLUMBUS, Ohio--(BUSINESS WIRE)--Planning for the future used to be simple, but in today’s new economic reality, things are more complex.
To help boost consumer confidence, Nationwide Financial Services, Inc. (NYSE: NFS - News) today launched Nationwide YourLifeSM Accumulation VUL, the newest member of its YourLifeSM suite of life insurance ...

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